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Three of the five principals remain as principals today, including the Retirement Planners of America’s founder, Ken Moraif. References to recommendations made under the Strategy that predate 2011 and statements such as and similar to: “we told our clients to be out of the market in 20,” “we told our clients to get back into the market in 2009,” and “clients that followed our advice were out of the market in 2008 ” refer to strategies collectively employed and recommendations collectively made by Retirement Planners of America’s principals while employed at Eagle Strategies, LLC., and also at Cambridge Investment Research Advisors, Inc. All investment strategies have the potential for profit or loss. Past performance is no guarantee of future results.
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MMWKM Advisors, LLC (d/b/a Retirement Planners of America ) (“Retirement Planners of America”) is an SEC registered investment adviser with a primary business location in Plano, Texas. Senior Advisor at Retirement Planners of America Survivor benefits may have different rules. Contact us today.ġThis information pertains to retirement benefits only. Each of our credentialed Retirement Planners complete an extensive Social Security training, and can discuss all your options with you. If you’re thinking about suspending Social Security and would like individual assistance, we can help. He missed a deadline he probably wasn’t even aware of.Īs you can see, the answer to any question about suspending benefits depends on a variety of factors. He had 12 months within which he could repay his benefits and essentially restart the whole process, but he opened his SS record two years ago.
#Recording about suspending social security number press 1 how to#
“Can I repay the money now at 66,” he wanted to know, “so I can file for a spousal benefit? It would definitely be to my advantage for me to take my Social Security based on my wife’s record.”īefore I tell you the answer to his question, let’s talk about how to suspend Social Security benefits and what it could mean to you (and your spouse). He suspended his benefits a few months later, and didn’t repay what he had received.
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The listener who wrote had filed for early benefits at age 64, when he wasn’t working. A recent question highlighted the complexity of the SS suspension rules. I answer questions about Social Security (SS) on my weekly radio show, Money Matters. But should you? And how does it work? The answers to those questions are much more complicated. The answer to the question above is simple: Yes, you can suspend Social Security benefits.